Sunday, May 27, 2012

NetSpend Online Banking Account Login

NetSpend Online Banking Account Service

The NetSpend bank is an excellent bank which provides its customers services on NetSpend Prepaid Visa and MasterCard Debit cards, Credit cards, NetSpend prepaid debit cards, prepaid credit cards and other banking services. Unlike other commercial banks, you can get your prepaid Visa cards, prepaid Mastercard, even you don't have any credits. Plus, if you make your payments lately, there is no late fee for you and no interest charges, which I think, is very good for any customer who want to apply for a business card.


Once you have your personal NetSpend visa or MasterCard, you can add or withdraw money from your account. When you pay a visit to a supermarket like Walmart, Pathmark, Stop and Shop and other stores, you can make your purchases through your NetSpend cards. If you have bills to pay online, you can also use your prepaid credit and debit cards.


If you have applied for your NetSpend card, whatever credit card or debit card, I should warn you, please do not ask others to help you to activate your card. Because it is so dangerous that your privacy will be exposed to others and people will steal your information and steal your card. If so, that will be too bad for you.

So far, I do enjoy the banking services from NetSpend. And I guess, in the future, I can also have professional services from it.

First Premier Bank Credit Card Online Banking Service

First Premier Bank Credit Card Online Banking Service

What’s My Premier Credit Card


My Premier Credit Ccard, a national wide bank, provides credit cards online for those that need credit fast and at affordable rates. At the homepage of the First Premier Bank, you can enroll in the Premier Online credit card account, access your credit card information online and manage your credit cards account online with the help of its official website. Also, if you like, you can pay your bills with My Premier Credit Card.

When you visit My Premier Credit Card, y two green buttons will attract you immediately in its layout. On the one side, "Enroll" button asks new users to enroll their account; on the other side, "Login" button asks return users to login in with their own accounts. When you enroll or login, then you can have its financial or banking services.

My Premier Credit Card Online Account Enrollment

If you are a new user, you have to "Enroll" firstly in order to apply for your First Premier Bank credit card and create a new Premier Online account. If you want to register a new account, you must apply for it and ask it to approve your request, then you will have your own credit card within two weeks. But before applying for it, you must fill the blanks with your family address, phone number and your social security number.

Holt Online Learning - Holt McDougal Online Login

My.HRW.Com - Holt Online Learning - Holt McDougal Online Login

To be honest, I actually do not know Holt Online Learning website, but with the help of my friends and their recommendation, I finally was persuaded by them and started to register my account at Holt Online Learning and started to have its online services. The first time when I open its website, I could not login, because I do not have an account.

Then I realize that if I do not have a Holt Online Learning account, it is impossible for me to have its services. If you are interested to have its services, please follow me. In this hub, I am going to share my experiences of having Holt Online Learning services with you.


The website of the Holt Online Learning, is the official Holt Online Learning Web site. Once you have your own account at Holt Online Learning , you can access to online books, assessments and other resources at this website. It is an online educational website, which is mainly for students, as well as for teachers and other educators. With the help of your Holt Online Learning account, you can easily login and have its educational services.

Holt Online Learning online products must be requested as part of the package. You must also have the district or school purchase a subscription. You can also purchase a subscription yourself. But before having its services, you’d better select some products according to your preferrances.

If you are a student, you can select Student with a key code; but if you are a teacher, you can choose Teacher in a U.s. School. Whichever you choose, you can have Tutorial Service, Home School and some other services at Holt Online Learning. I hope you can enjoy your online education at Holt Online Learning website.

lowes Satisfaction Survey

lowes Satisfaction Survey

Lowes, one of the most popular retail store in the United States, has a lot of customers around the United States. Lowes is very welcome, not only because it can provide people excellent services and good products, but also because it has its special Lowes culture which can always attract its customers to visit it again and agin.

Right now, in order to improve the service for its customers, Lowes asks its customers to provide their own advice to it. If you want to participate in it, what you should do is take your Lowes receipt, which you have kept since the last purchase at Lowes, then enter your 12 digit ID number in the coupon code header and finish your Lowes online survey forms.

Here, as a loyal customer to the Lowes, I’d like to submit my feedback to it:

One week ago, when I visited Lowes and went shopping there, I was very pleased with the staff there. When I was checked out, I realized that I did not take my Lowe's credit with me, however, the check out girl there was so nice that she helped me to check out without charging me. She was so nice that I preferred to visit it again and again.

One week ago, I purchased cabinets at Lowe's too, while at that time, they were going to close the door, because I went there in a rush and at a night. However, at that time, they were not unhappy, instead, they provided me the cabinets and helped me to choose it one by one. Finally, I got the faviate one for myself. My experiences tell me that the Lowe’s is a very good retail store, which is so reliable and helpful.

Lowe's Gift Cards

Lowe's Gift Cards

If you are going to send some gifts to your friends, what’s your best choice? Have you ever considered Gift Cards? Have you ever sent or received a Lowe’s Gift Cards? If you are interested in Lowe’s Gift Cards, I can offer you some advice according to my personal experiences.


At present, Lowe’s has variously Gift Cards to its customers, which can offer them a lot of options to choose. When you have them, you can use it when you are going to shop at any branch of the Lowes. Also, if you prefer to shop online, you can use your e-Gift Card at Lowe’s Online Mall. Now, let me give you some information on Lowe’s Gift Card

Lowe's Gift Card
Make everyone on your list happy on any occasion. Give a Lowe's Gift Card and let them choose exactly what they want.

•    Available in any amount between $5 and $5000
•    Free shipping to your address or recipient's

Lowe's e-Gift Card
Unlike Lowe’s Gift Card, Lowe's e-Gift Card is a kind of electrical gift card. You can directly use it when you get the card information online. Comparing with Lowe's e-Gift Card, it runs faster and convenient. If you have an email, you can apply for it. If you want to give it to your friends and you know their email address, you can send it to your friends. But you should know that the amount for the Lowe's e-Gift Card is just $100.

Customized Gift Card
Comparing with Lowe's e-Gift Card and Lowe’s Gift Card, Lowe’s Customized Gift Card is totally different. If you want to have a Customized Gift Card, you can design it by yourself. However, you should know that you are going to be charged with $4.50 for it.  Also, you should know that the amount of this Customized Gift Cars is between $5 and $5000 and you can have free shipping to your address or recipient's.

Also, Lowe’s provides Corporate Gift Cards for companies, if you want to have one, you can submit your own information and apply for it in the name of your company.

JCPrewards – JCPenney Rewards

JCPrewards – JCPenney Rewards

J. C. Penney, a popular brand in the United States, has a lot of fans who like to go shopping at its stores. Because it can provide customers professional service, people like to go shopping there. Right now, in promoting its discount activity and offering customers some special offers, J. C. Penney asks its customers to join its rewards program and redeem their benefits at J. C. Penney.

If you are interested in its activity, you can join it now and get your rewards from the J. C. Penney. In order to participate the JCPenny rewards program, what you should do is to register your J. C. Penney account and follow its instruction and proceed your request.

JCPenney Rewards

If your request is approved by the J. C. Penney, you are going to have some rewards from it. If you have a JCPenney credit card, then you are going to have 25% bonus points. When you visit J. C. Penny and take part in its monthly shopper bonus program, then your rewards points will be doubled. If you spend a minimum of $125 at J. C. Penney monthly,  then you will have $10 reward per month.

The JCPenney rewards program allows you to earn one point for every dollar spent, the more money you spend at JCPenney, the more discount and rewards you are going to have. Once your request for participating JCPenney rewards program is approved, then you can get your money back. I hope this is a good news for you to save money.

HSBC Bank Credit Card Online Banking Login

HSBC Bank Credit Card Online Banking Login

Want to know how to make your life more comfortable and convenient? HSBC bank might be a good bank which can provide you the service you want. HSBC has a very low APR credit card, which is very popular for its customers. In this hub, I am going to take about how to apply for HSBC bank credit card.

At the homepage of HSBC bank, you can create your account, then login with your ID and password. The site is easy to navigate and find all of the personal finance and credit card information that you will need. Once you login to your online account, you can begin the credit card application process. They provide quick response to your application, and your privacy is always kept.

HSBC also provides easy and secure login to your account, if you want to do this, just follow a quick link button, then you can check your credit card application status. If you have online payments and bills, you can also pay for them with the help of the HSBC online.

If you want to apply for the HSBC credit card, there are one HSBC Bank Classic Cards and the HSBC Bank Low APR credit card  which are available for you. Before you submit you application, you can consult it’s a financial employee at the HSBC  bank regarding to its APR, interest rate, card terms, payment terms and so on. Then choose the fittest for you and enjoy your shipping with the HSBC credit cards.

GggCodeGame - The Great Grocery Giveaway Internet Code Game - Win $100,000 Prize

GggCodeGame - The Great Grocery Giveaway Internet Code Game - Win $100,000 Prize


Games are very important for young kids, because it is a good way for them to entertain themselves and share their happiest times with their friends. games are fun, it is true. But games can also help some teenagers to be rich, if they are really lucky. GGG Code Game is a kind of game website, which can create a lot of millionaires in a day.

Why can it create millionaires? And how can it create? Well, the answer is easy, what you should do is to take part in its game activities and seek your fortune. If you are really lucky enough, you absolutely will be a millionaire immediately.

When you open its homepage, it will tell you how to play the games. If you are a new game player, you have to register your game IDs firstly; if you are a return player, you can sign in and play games with your own account. But I should warn you: you should be 18 years old, otherwise, it is impossible for you to play games online.

Enter your ID and password, then sign in with your account, and click the “play”button, then you can play it and seek your fortune now.

The GGG Code Game is short for the Great Grocery Giveaway Internet Code Game or the GGG Code Game. If you are good at playing games and lucky enough, you can be a winner of $100,000 in a second. But I should tell you that the GGG Code Game promotion starts from July 18, 2010 to July 21, 2010. You should hurry on and take your opportunity, otherwise, it will be too late.


Games are very important for young kids, because it is a good way for them to entertain themselves and share their happiest times with their friends. games are fun, it is true. But games can also help some teenagers to be rich, if they are really lucky. GGG Code Game is a kind of game website, which can create a lot of millionaires in a day.

Why can it create millionaires? And how can it create? Well, the answer is easy, what you should do is to take part in its game activities and seek your fortune. If you are really lucky enough, you absolutely will be a millionaire immediately.

When you open its homepage, it will tell you how to play the games. If you are a new game player, you have to register your game IDs firstly; if you are a return player, you can sign in and play games with your own account. But I should warn you: you should be 18 years old, otherwise, it is impossible for you to play games online.

Enter your ID and password, then sign in with your account, and click the “play”button, then you can play it and seek your fortune now.

The GGG Code Game is short for the Great Grocery Giveaway Internet Code Game or the GGG Code Game. If you are good at playing games and lucky enough, you can be a winner of $100,000 in a second. But I should tell you that the GGG Code Game promotion starts from July 18, 2010 to July 21, 2010. You should hurry on and take your opportunity, otherwise, it will be too late.

Outback Steakhouse Survey - Free Blooming Onion At Outback Steakhouse

Outback Steakhouse Survey - Free Blooming Onion At Outback Steakhouse

Get The Free Blooming Onion At Outback Steakhouse – Outback Steakhouse Customer Indulgence Survey

Outback Steakhouse Survey

Outback Steakhouse is a famous chain of steak food in America, which offers delicious foods to its customers and can greatly satisfy customers’ stomachs.
But when you open its official website and find its customer indulgence survey, you are going to submit your personal information and requests and advice to it via email or internet. For Outback Steakhouse, it is a good way for itself to improve its service and know the psychological needs of its customers.

Once you are directed to its customer indulgence survey, you are going to finish it in order to help it to know its disadvantages and some other information. When you open this website, it will automatically ask you to choose a language between English and Spanish. When you click the language button, then it will ask you to enter your 18 digits receipt, then you can go on your survey. Otherwise, you can not proceed your request through its official website.

It will cost you several minutes to finish it, however, when you finish it, you are going to have Free Bloomin Onion at Outback Steakhouse Restaurant and you will have a free validation code for it. Even you spend some time in the survery, it is still a big deal for you, right?

Why Do People Apply for Business Credit Cards

Why Do People Apply for Business Credit Cards

With the development of science and technology, it becomes more and more convenient for people shopping, traveling and trading .People no longer need to carry huge sum of money to buy expensive items. As we all know cards become   trendy and people can take public bus to shop without cash but only cards. All kinds of cards make our life become easier than before. We also can see that most of the people own a credit card, but how many of them possess a business credit card. It can not deny that the credit card is very good to use, however, in the world of business, a business card is also an essential of your life. The following are some reasons why we also need a business credit card.

 Firstly, business finance should be kept separate from your personal finance; otherwise, things will be mess up. If you own a company, a business card is especially needed. It will allow you know how much profit you have made, because a business credit card statement will list all your purchase monthly and you can check easily. It also very helpful when comes to the tax time. It will save you a lot a trouble.


  Secondly, using a business credit card can build your business credit. We all embrace that reputation is most important for a company. Once you built a good business credit by using the card responsibly and paying the money promptly, you will benefit a lot. Just as the time when you are badly in need of money, you can take a business loan without striking a blowing.


  Thirdly, business credit card users can enjoy tax advantages. We all know that tax rate could be up to 8 percent on every dollar you spend .So if the business is tax-free business, you can save a lot of money on your purchase. Especially when you need to make large purchase or unexpected expenses, it becomes much better than to apply a business loan.

 In addition, there are also many rewards and incentives for the users of business credit card. You can take the same plane, buy the same insurance and even make the same amount of purchases with less money than other people.

Business credit card is essential especially when you are doing business. By using business credit cards, corporations can easily keep track of the expenses related to the executives. Business credit cards are characterized by transparency, so you can easily operate it. The cardholder can have free account statements whenever he wants and these statements can make business-related and personal expenses separately.

Pearson SuccessNet Online Curriculum For Teachers and Students

Pearson SuccessNet Online Curriculum For Teachers and Students


Nowadays, online training and teaching is much more popular than ever, which plays a very import role in our daily life. Take . Pearson SuccessNet as an example, as a online teaching and training website, Pearson SuccessNet provides teachers and students with online course, curriculums, class schedules, class discussions and so on.


If you want to know how to have its services, please follow its instructions and proceed your requests again and again. Of course, you can watch the tutorials for teachers and students at Pearson SuccessNet. But if you want to join in its network, you’d better to create your own account and login in to check your personal information at its site.


If you want to sign in, please enter your username and password correctly, otherwise, it is impossible. If you forget your password or username, you can retrieve them back through your email registered at this site.


If you still do no have your own Pearson SuccessNet account, you can register it now. It is safe and easy for you to finish its registration. Otherwise, you can not share its online resources and do not have opportunities to take part in its online courses and discussion.
Generally speaking, it is a very good educational website, which can greatly help teachers and students, especially when they are really in need of online teaching.

Open a Capital One Bank Account and login Capital One Bank online banking

Open a Capital One Bank Account

More and more people are going to the United States. Some want to study, others are looking for career opportunities. Whatever they do, they have to open their bank account in an American bank, if they want to save or withdraw money from their banking account. In this hub, rather than discuss how to open a banking account, rather, by focusing on Capital One Bank, I am going to talk about how to open a Capital One Banking account.

In the America, most of the US bank accounts can be divided into these two categories:

•    Checking account - this account allows you to pay money in your account, transfer money between accounts, withdraw and use an ATM machine.

•    Savings account - this account gives you very low interest rate but helps you to save money.
Take the Capital One Bank as an example. It not only offer debit card, but also credit card to its customers. When you apply for your Capital One Bank, you may consider which card it the most suitable one for you.

Whichever option you choose from the above, you will need the following documents in order to help the Capital One Bank to proceed and approve your request.

1.    Password or SSN to verify your identification.  Before Capital One Bank opens an account for you, you must first proof your identity. So far as I know, SSN, passport, and other IDs are very important. If you do not have them, you can not apply for it.


2.    Current US address Capital One Bank will send its bills to you through its paper bills, if you do not want to receive them through paper bills, you can ask it to send it to you through paperless bill. And you can find them easily from your Capital One Bank  e-statement. But if you want to have paper bills, you should provide your current address, otherwise, it is impossible.


I hope this is helpful for you, if you have any questions, please do not hesitate to consult me.

NYLottery - New York State Lottery Winners & Winning Numbers

NYLottery - New York State Lottery Winners & Winning Numbers


Have you ever took part in any lottery activities? Have you ever imagined that one day you will be a millionaire?  Perhaps you have imagined at some time, perhaps you never thought it before. However, these experiences do not prevent us from knowing information about New York State Lottery.


When you open the official website of the New York State Lottery, you will be surprised that there are so many winners and winning numbers. Are you curious about them? Do you want to know more about them? If you do, please take a look of their histories and experiences. At least, you can search lottery winning numbers and payouts in the past year, then you can consider which number is useful and which one has great potential to hit a grand prize. No matter whether you will be successful finally, you can have a try to knock your fortune.


You can also play lottery games at this site. Just follow its instructions and proceed your request, then you can play it here. To be honest, I do not like games very much. Not to mention lottery games in this website. But perhaps for other game players, it is a good place for them to play with their friends. If so, enjoy yourself!


I never won grand prize before, that’s because I usually think it is impossible for me to be lucky enough. Also, sometimes it depends on our opportunities, while usually we are just unlucky. I do not recommend people to spend their money in lottery, after all, the winners are less, the losers are more.

McDonalds Survey - McDonald's Customer Satisfaction Survey

McDonalds Survey - McDonald's Customer Satisfaction Survey

McDonald, a very restaurant in the field of food around the world, is very popular for its delicious foods, which can attract its customers to visit it quite frequently. In the United States and Canada, there are lots of local McDonald stores, which can offer the original and delicious McDonal foods there. But sometimes, due to some reasons, people who visit it could not have excellent services there, therefore, it is necessary for us to offer our responses to its customer services at the McDonald’s restaurant.

Right now, Canada McDonalds restaurant is holding a McDonald customer satisfaction survey to its customers around the world. If you are a loyal customer of the McDonald’s, please participate in this activity and finish your forms and submit it to the officials of the McDonald. What you should do is visit the homepage of the McDonald and finish McDonald's Customer Satisfaction Survey in Canada, leave your feedback about your recent experience at local McDonald's stores. Once you finish the survey, you will be automatically entered into a $1,000 CAD sweepstakes, which I think, is a good deal for you.

McDonald's Customer Satisfaction Survey in Canada

The McDonald's Customer Satisfaction Survey in Canada Sweepstakes begins at 12:00:01 a.m. CT on January 1, 2010 and will be expired at 11:59:59 a.m. CT on December 31, 2010. If you are the legal residents of Canada and already 15 years old, please take part in this activity and win your prize.

If you want to know more information, please visit the homepage of the McDonald's Customer Satisfaction Survey in Canada. Good luck!

JP Morgan Chase Online Banking Login

JP Morgan Chase Online Banking Service

JP Morgan Chase

JP Morgan Chase, one of the oldest and most popular financial bank in the world, is worth $2.1 trillion in assets and runs its banking services around the world. Since its establishment and the merger of Chase Manhattan Corporation and JP Morgan & Co., JP Morgan Chase becomes the NO. 1 bank in the United States in the field of American banks, which has greatly surpassed Bank of America, Wells Fargo Citigroup and other banks in the United States. JP Morgan Chase Services

At present, JP Morgan Chase provides various services to its customers. Among them, they are debit cards, credit cards and card processing, personal online banking services, commercial banking services, treasury and security services, private asset management services, ebt transaction processing services, consumer financial, student loans and commercial loans, home mortgage and other services around the world.


My Personal Experiences of Having JP Morgan Chase Services

When I was a college student, due to some reasons, I have to ask JP Morgan Chase for help. One reason is that my family could not afford my tuition fees; another reason is that I could not work and find a job in America. However, I was lucky that I successfully applied for JP Morgan Chase student loan, which could help me to finish my college education.

Later, when I finished my college education, in order to pay for all the student loan from JP Morgan Chase, I opened my debit card and credit card at JP Morgan Chase, then I realize that its services were so good that I did really enjoy its services. Therefore, this is the reason why I recommend it to you guys.



























Home Depot Online Survey and Win $5,000 Home Depot Gift Card

Home Depot Online Survey and Win $5,000 Home Depot Gift Card
Take the Home Depot Online Survey - Win $5,000 Home Depot Gift Card

What’s Home Depot
Home Depot is one of the most important furniture company and it has the most important role in the field of furniture.

Home Depot Pros
Every year Home Depot has a lot of products to promote to its customers. When you click the pros, it will tell you what kinds of products will be promoted. If you are deciding to buy some furniture, I suggest you to check its pros information before paying a visit to its local stores. With the pros information, at least, you can save money for yourself and you do not need to worry about the extra money you should pay for your products.


Home Depot Opinion Survey
In order to know how customers evaluate Home Depot and how to improve its products and provide much more professional and excellent service to them, Home Depot takes online survey all the time. If you wan to take survey, you’d better firstly choose a language among three options from French, English and Spanish. If you have questions and problem to finish this survey, you can click the FAQ for help. And most of the time, it tells you how to solve the problems. Then it will ask you to enter your 5 digit zip code if you are in the United States. But if you are a Canada, you should enter your postal code.

Generally speaking, it will take you 5-10 minutes to finish it. Once you are done, you will win a chance to get a $5,000 Home Depot Gift Card. I should warn you, it’s $5,000 dollars. If you are lucky, that will be a great deal for you. But common sense tells us that most of the time we are not so lucky. However, when you enter your personal information and join this activity, you will enjoy yourself, even you can not get the gift card. After all, it is much more important for you to enjoy the process rather than the result.

First National Bank Online Banking Login

First National Bank Online Banking Login

The First National Bank, known as the FNB bank in the United States, is an excellent bank which provides professional business and financial services to its customers. If you are looking for financial services at a bank, I think, FNB could offer you help you want.

When you visit the homepage of the FNB, you can login or sign in to your account. If you do not have an account, you can register your own account easily. The sign on process is simple, what you should do is just follow its procedures and instructions and create an account for yourself. If you like, you can apply for it online, then have its online banking service. Once your request is approved and you can become a customer of the First National Bank.


If you want to find the nearest ATMs in your local area, choose bank and ATM locations, then browse personal finance products, checking accounts, savings, CDs and more, and you will find the services there. So far as I know, I can find information on balances, transactions, view check copies and print my own check copies and so on. If you have bills to pay, you can also pay for it with the help of the First National Bank.

Macy’s Printable Coupons, Macy’s Printable Coupon Codes

Macy’s Printable Coupons


Ladies like Macy’s coupons, just as they like Macy’s products. With the help of Macy’s coupons, ladies can save money for themselves when they go shopping at Macy’s to buy housewares, apparel, jewelry, beauty products and so on.

15% off Macy’s coupon – Right now, Macy’s is providing its customers Summer Sale, which will provide them EXTRA 15% off, only if customers select sale & clearance, apparel and jewelry for him, her & kids plus fine & fashion jewelry. Plus, customers can also have Extra 10% off ALL SALE & CLEARANCE shoes, coats, suits, dresses, intimates and so on.

But I should warn you: the Macy’s coupon for Summer sale is valid only from 9/22/10 to 9/27/10. Good luck for your shopping at Macy’s.

Printable Pizza Coupons, Printable Pizza Coupon Codes

Printable Pizza Coupons

 Pizza comes from abroad, but it’s common to see many pizza shops in China now. Different culture has different characteristics, showing in every field including economic, political beliefs and culture. Without any doubt, there also exist differences about food culture. Not all family can afford to have pizza for their family. However, if you want to enjoy a pizza feast with less money, you can download some pizza coupons on line at home and print them. That’s all. You can also share it with your friends. Printable pizza coupons can save you a lot of money. Moreover, printable pizza coupons can help you get the food that you want cheaper. There are several advantages for pizza coupons.
See all 2 photos

 Firstly, printable pizza coupons can make the pizza have more popularity. People can print the pizza coupons easily and have some discount in their daily consumption. Sometimes, the pizza shops will hand out some discount coupons for free. So people can but the same food with less money than the tagged price. It’s a good way to make the pizza more popular among people.

 Secondly, it’s a promotional way to have more people know the pizza since they can print them easily or get the coupons for free. Pizza is more expensive than the usual food. Therefore, not all people can enjoy it. However, the printable pizza coupons can make it possible for more people to have it. The promotional way is also the secret of success to many pizza shops.

Thirdly, printable pizza coupons can improve people’s awareness of the pizza brand. It’s a good way to expand their business both at home and abroad. All people want to buy the most famous and delicious pizza with such printable pizza coupons. One day, pizza will become usual in our daily life just like water.

Finally, such printable pizza coupons can stimulate people’s consumption and improve the economic development of our society. Economic is fundamental to our society. People can have more consumption needs if they can get more printable pizza coupons and have more discounts. It will also increase GDP in our country.

 In a word, printable pizza coupons are beneficial to both our citizen and our society. It’s a win-win strategy. It’s convenient and cheap for people to enjoy such a big dinner by using printable pizza coupons. In addition, the most important is that such consumption can stimulate the development of our economy.     

MI Bank Online Banking Account Login

MI Bank Online Banking Account Login

MI Bank

The Marshall & Ilsley Bank, is short for M&I Bank, which is one of the most largest banks in the Wisconsin State and provides its customers professional services. Since its establishment in 1847, the M&I Bank is providing a lot of bank products and services to its customers around the world.

MI Bank Online Banking Account
At the homepage of the MI Bank, you can find a lot of online services for its customers. So far as I know, the MI Bank Online Banking Services is very convenient and safe, which can greatly help yourself to have its services online. If you do not have the MI Bank account yet, you can create or register it for yourself at its official website; if you already have one, you can login with your own account, it is easy for you to sign in.

MI Bank Online Banking Services
Once you have the account at the MI Bank, you are going to have the MI Bank Online Banking Services. So far as I know, MI Bank provides its customers excellent and professional online banking services. With your MI Bank online banking account, you can apply for personal, business, institutions and corporate loans for yourself. If you prefer to use your mobile to sign in, you can also sign up with the help of your mobile.

Like the online banking system, the mobile online services are nearly the same as the online services from the internet. I actually have no preference, however, sometimes I prefer to use my mobile to have its services. Once you sign in your mobile banking account, you can have MI personal banking services, then you can check your checking and saving accounts, apply for debit card or credit card, credit cards, personal loans and other services from the MI Bank.

So far as I know, the MI Bank and its online banking services are very good, and I highly recommend it to you. I hope you can also like it and have its excellent financial services.

LaWorks - Louisiana LaWorks Jobs Online

LaWorks - Louisiana LaWorks Jobs Online

Are you a Louisiana resident? Are you looking for a job at Louisiana? Do you know how to find a good job in Louisiana State? In this hub, I am going to introduce Louisiana LaWorks Jobs Search to you in order to help you find a job in Louisiana.

LAWorks, the official site of the LA WORKFORCE COMMISSION which provides Louisiana State Employment opportunities, unemployment insurance filing resources, workers' compensation, training opportunities and critical hiring content, is very welcome for those who are looking for a job in Louisiana.

Whoever you are, as long as  you are a legal resident in Louisiana, you are allowed to find a job position at Louisiana LaWorks Jobs Search. When you visit it, you can find that this site provide you with job posts, unemployment insurance compensation and other services which you can find through your account at this site.

In order to have resources from this site, you can conduct unemployment registration, unemployment tracking, training programs and other services, then you can have its services with the help of the Louisiana LaWorks Jobs Search. Before your registration, it always asks you to submit some personal information, like resume, address, cell phone number and some other personal information. Once you are approved, then you are free to have its services to find a good job here.

Good luck to you!




























Warren Buffett on Investment Philosophy

Warren Buffett on Investment Philosophy

Warren Buffett Has His Own Investment Principles


Warren Buffett, one of the most successful investor in the world, although he does not disclose his investment strategies, especially on behalf of the Berkshire Hathaway, he does his own investments in the stock market, from which we can learn how to invest from him.

It is undeniable that he is the most respected man in the field of investment in the world, but it is not easy for us to learn how to invest like him in the changeable stock market. In this article, rather than introduce how he is so successful in making his own investments, I would like to share his investment principles to you.

Warren Buffett Investment Index


Be a Patient and Persistent Investor


As an investor, Warren Buffett knows why, when and where he should invest, which is totally unlike other investors who just make their investments without considering their margin of safety. Sometimes it seems that it is safe, while in fact, it is risky for investors to make their investments.

Therefore, if you want to make investments, Buffett always warn you that you should be patient and persistent in finding your best investment targets. Once you find it, purchase its shares as many as possible and keep them in a long term and sell them at a rather high price.

Berkshire Hathaway

Be a Careful Investor


If you are a mindless people, you would not make investments in the stock market. Those successful investors are those who are prepared person, otherwise, they will not invest their money. Whatever principles of investment you can understand, if you are careless, you are doomed to be failed. If so, you’d better distance yourself from the stock market.

Benjamin Graham: Warren Buffett’s Mentor of Value Investment


When Warren Buffett was an undergraduate student at Columbia University, he learned the value investment from his mentor Benjamin Graham, who helped him to construct his own principles of investment.


Following Benjamin Graham, Buffett formed his own investment philosophy:

Warren Buffett's Investment Principles

 1. When you make investment, please know the company well and be sure the company is good managed and has great potential in the future. Here are several factors to test a good management:
•    Share buybacks
•    Good use of retained earnings
•    Sticking to what you know

2. If you want to choose a stock, be sure the company could demonstrate its earning capacity, which can be continued. Here are some factors you should consider for its earning capacity:
•    Company growth
•    Dealing with inflation
•    Capital expenditure
•    Look through earnings
•    Brand names

3. If a company does not have consistently high returns, you can ignore it. In order to know whether a company has high returns, Warren Buffett would look at both:
•    Returns on equity
•    Returns on capital

4. When it comes to the debt, Warren Buffett always considers those companies which have low debt, just in case the safety of investment.

5. The businesses of the company should be simple and the investor could understand it.


6. If the company can satisfy you with all the factors above, you may consider buy its shares. However, before purchasing its stock shares, you’d better consider its price. Do not make purchase at a high price. Otherwise, you are going to lose your money. Remember, you should always remember the margin of safety and purchase your stock shares at a rather price. Before purchasing, you should consider these factors:
•    Price/earnings ratios
•    Earnings and Dividend yields
•    Book value
•    Comparative rates of return

7. Investors need to take a long term approach rather than a short term investment.
Warren Buffett on Value Investment

Warren Buffett: Value Investor and The Oracle of Omaha

Warren Buffett, the Sage of Omaha, is famous for his ideas on value Investment in the stock market. At present, in the United States, he is one of the most respected and successful investor in the field of stock market.

Without companies and enough money, Buffett earned his own money when he was young and invested them in the stock market, which finally helped him to win a lot of money. Due to his successful stories in the field of investment, he has been called "The Oracle of Omaha" for his impressive investing strategies and ideas.


Warren Buffett: the Third Richest Person in the World

In September 2007, Forbes tells us that he was the third richest person in the world. When Buffett was young and went to the Columbia University, he studied under the legendary Benjamin Graham, an insightful value investor, who helped Buffett to insist on the principles of value investment in the 1930s. In Buffett’s all life, Graham played a very important role for constructing his own investment philosophy.

Chairman of the Berkshire Hathaway Company

When Buffett purchased the miraculous Berkshire Hathaway and became its Chairman, he helped this company to go out of its business trap and became an excellent textile company, which has a market cap in excess of $200 billion. Under the leadership of Buffett, Berkshire shares grew at an average of 21% annually, which was a great surprise in the American industrial market.

Warren Buffett’s Investing Philosophy:
When Buffett was an undergraduate student at Columbia University, he learned the investment philosophy of Benjamin Graham, which helped him to construct his own investment philosophy. Does Warren Buffett really have his own philosophy? Yes, it is true.

In order to help you understand it, let’s take a look at Warren Buffett’s value investing strategy, which, I think, is greatly illuminated by Benjamin Graham's investment strategies.

Like Benjamin Graham, Buffett also advocates investors should be  disciplined and patient. Unlike other investing institutes and companies, Buffett always seeks to find good stock quote and tries his best to buy stock shares at a low price. Once he bought them, he will keep them for a long time. Until the stock surpassed its intrinsic value, then he will sell it at a high price.

When people make their own investments in the stock market, Buffett always reminds his investors that they should understand the true meaning of intrinsic value and insists on a margin of safety. Otherwise, your investment will be risky.

To sum up, Warren Buffett’s investment philosophy must satisfy with these requirements:

If you are going to make investment in the stock market, your investment business must
(a) that we can understand;
(b) with favorable long-term prospects;
(c) operated by honest and competent people;
(d) available at a very attractive price."

These principles are easy to understand, but it is always not easy for people to enforce them when they make investments. And that’s the reason why Warren Buffett becomes one of the most richest man in the world, while other could not.

Warren Buffett Earned $1.5bn in Investing Goldman Sach


In September 2008, just days after Lehman Brothers declared bankruptcy, Americans were anxious about the future of the American economy, Warren Buffett made his company’s investment in Goldman Sach. Finally it proves that Buffett’s investment is very successful.

At present, Goldman Sach is not collapsed, but is still in good condition. Till now, Berkshire Hathaway has already received $1bn in annual dividend payments from it. Experts assume that Berkshire Hathaway is going to have more dividend payments in the future. But in just 2 years, Goldman investment helps Buffett earned $1.5 bn, which is a great surprise to most of Americans.


In order to know how Warren Buffett is successful in investing, let us take a look at the performance of Berkshire Hathaway book value in the past 30 years.


Generally speaking, in 30 years, your return is 25059 times, your excess gain is 22712.3%. perhaps you can not believe that you are going to have so much return. But the facts tell you that you can get so much, what you should do is just follow the investment philosophy of Warren Buffett.
























Free Things to do in New York City Vistor Guide

Free Things to do in New York City Vistor Guide

Top Five Monuments to Visit in New York City



STATUE OF LIBERTY

What does liberty mean? Why is it so important to American revolutionaries? Partly because liberty represents a kind of spirit which encouraged American revolutionaries to declare their independence from the Mother Country.

In world history, especially, liberty represents a spirit which enlightened French revolutionaries to fight against the monarchy and its despotism in France. In French, La liberté éclairant le monde, well-known more as the Statue of Liberty (Statue de la Liberté), is a large statue that was given to the United States by France in 1886. It lies at Liberty Island, New York in New York Harbor, which attracts a large number of visitors, immigrants, and returning Americans every day.

The statue, dedicated on October 28, 1886, commemorates the centennial of the United States and represents the friendship between France and the United States.

In the world, the Statue of Liberty not just represents New York City, but also as a symbol which can represent the United States and tell people that American revolutionaries hate slavery and despotism and were so thirsty of liberty.

The Status of Liberty

architect Sculptor: Auguste Frederic Bartholdi,

Structural Engineer: Gustave Eiffel

pedestal Richard Morris Hunt

location: Liberty Island, New York Harbor.

Date: 1884

Style: Neoclassical realistic sculpture

Construction: iron frame, copper cladding

Type: monumental statue and observation tower


No. 2  Grant’s Tomb      
  
Architect: John H. Duncan

Location: Riverside Drive at 122nd St.  (212) 666-1640

Date: 1897

Style: Neo-Classicism

Construction:     limestone

Type: Monument

Ulysses S. Grant, a well-known general during the American Civil War, was famous for his excellent deeds created in the American history. The monument of Ulysses S. Grant, as a place to memorize him, exemplifies the social institutions and high culture in Morningside Heights and tell us more about the Civil War culture and history.


 Grand Army Plaza

Architect: Olmsted and Vaux

Location: All Grand Army Plaza, within Plaza St. at the intersection of Flatbush Ave., Prospect Park W., Eastern Pkwy., and Vanderbilt Ave.

Date: 1870.

Style: Beaux-Arts

Type: Monument

Olmsted & Vaux designed this monumental oval traffic circle in the spirit of Paris’ Etoile, now the Place Charles de Gaulle. As a masterstroke of city planning, this nexus connects the great Eastern Parkway and the Prospect Park. This triumphal arch did not finished until 22 years later. The Soldiers’ and Sailors’ Memorial Arch was built between 1889 and 1892, commemorating Union forces that perished in the Civil War.

Washington Square Arch

Architect: McKim, Mead and White

Location: North side of Washington Square Park at Fifth Avenue

Date: 1895

Style: Beaux-Arts

Construction:     Tuckahoe marble

Type: Monument

In order to celebrate the centennial of George Washington's inauguration, Washington Square Arch was erected in 1889 decorated with Roman triumphal arches.

Columbus Circle Fountain

Sculptor: Gaetano Russo

Location: Columbus Circle

Date: Unveiled 1892

Style: Beaux-Arts

Construction:     70 foot granite column with bronze reliefs

Type: Monument

Columbus Circle Fountain lies in the center of Columbus Circle, at the southwest perimeter of Central Park, is also a good monument in the New York City. Columbus Circle Fountain was a place to memorize Christopher Columbus and when you visit the Columbus Circle Fountain, you will see a magnificent towering marble statue of Christopher Columbus. Christopher Columbus, a great Italian mariner and navigator, is known for sailing across the Atlantic Ocean and with the discovery of the American continent.

American museum of natural history AMNH visitors guide

AMNH: American Museum of Natural History visitors guide


I have visited a lot of Museums of National History, but I never visited such a good museum like American Museum of Natural History in all my life. At the American Museum of Natural History, I can always be surprised by the collections and photos there. Therefore, in order to share my interest with you, I’d like to write a hub to introduce it to you.


What’s the American Museum of Natural History?

At present, the American Museum of Natural History is one of the world's preeminent scientific and cultural institutions, which provides its audiences and visitors variously special collections in order to educate them and offer them the most detail information about our natural history.

Since the establishment in 1869, the American Museum of Natural History persisted to discover, interpret and disseminate information about human cultures, the natural world and the universe by cooperating with other museums and organizations on scientific research, education and exhibition.

American Museum of Natural History is well-known in the world, which not only because its exhibitions and scientific collections, but also because it always provides visitors with the most fabulous pictures and the various cultures it promoted for human beings.


American Museum of Natural History Admission Tickets

If you want to visit the American Museum of Natural History, I suggest you to buy your tickets in advance in order to guarantee your admission. That’s because sometimes it is so crowd that people do not have their own opportunities to visit it. After all, it can not provide every visitor to visit it in a day. If you want to buy the tickets, you can go to the American Museum of Natural History and buy tickets there.


Also, if you want to save time and money, you can also purchase it online, and they're available online now, which, I guess, can help you to save time and make your visit more convenient. If you want to have special services and want to see IMAX film there, you’d better order it in advance. Otherwise, it is impossible for you to visit it.

Dinosaurs


Before visiting the American Museum of Natural History, you must curious about the dinosaurs. If you want to know more about the dinosaurs, you should go to the fourth floor, in which you can see the dinosaurs exhibitions there.


Big Bang Theater

If you are going to visit the Big Bang Theater, you must take a look at the Big Bang Theater, which tells you the birth of the universe, if you are really want to know it; then next, you can visit the Hall of the Universe and the terrific Gottesman Hall of Planet Earth, which will inform you the geologic processes of our earth. Meanwhile, you can see a large number of great volcano photos there. Generally speaking, it will cost you about 2 hours to fully explore the Rose Center.

The Hall of Biodiversity is a multimedia exhibit, and it tells you about the future of rainforests and other natural habitats in the world, especially the world environment and its effects on our future and so on.


American Museum of Natural History is good at special exhibitions, if you have request for special exhibitions, you can ask it for help. But you should send your request before visiting it, just in case it can arrange it for you.


American museum of natural history address: Central Park West (between 77th and 81st St.)

City: New York
Phone:212/769-5100 for information; 212/769-5200 for tickets (tickets can also be ordered online for an additional $4 charge)
Web Site: www.amnh.org
Price Suggested: admission $16 adults, $12 seniors and students, $9 children 2-12; Special exhibition, Space Show or IMAX film and museum admission $24 adults, $18 seniors and students, $14 children 11 and under