Macy's American Express Credit Card Review

Macy's American Express Credit Card Review

For those who prefer to go shopping at Macy's store, it is a good news that Macy's has switched to American Express and increased their rewards offering to its customers. Therefore, if you are really a shopping fan at Macys, you definitely should apply for a Macy's American Express Credit Card.

Feathers of Macy's American Express Credit Card


• earn rewards on their credit card purchases in the store and elsewhere. Credit Rating Required
• Fair and up (660+).

Macy's American Express Credit Card
• Generous, unlimited spending rewards.
• Double rewards on gas, grocery and drug store purchases through the end of the year.
• 15% back on restaurant purchases through the end of the year.
Cons
• Very high APR.
• Two monthly statements, one for Macy's purchases and one for American Express.
Rewards
• 3% on Macy's purchases, 1% on Amex purchases, redeemable for store certificates.
APRs
• 24.5%
Fees
• No annual fee.
• Late fee: Up to $35.
• Returned payment fee: Up to $35.
• Balance transfer fee: 4% of balance.

                                             Macy's American Express Credit Card
Macy's American Express Credit Card

When your application for Macy's American Express Credit Card is approved, you can access to Macy's American Express Credit Card Travel service, which offers rewards on your bookings at hotels and up to 25% off car rentals, as well as American express Daily Wish program, which provides customers with various discounts .

Moreover, with your Macy's American Express Credit Card, you'll receive other benefits associated with your Macy's retail store card, which sounds good for you.

                                      Macy's American Express Credit Card

Recommendation

The rewards package on Macy's American Express Credit Card is pretty attractive. One percent back on Amex purchases outside the store is a good deal in itself, which can greatly help yourself to enjoy its benefits to you. It is so wired that customers will have two statements on their monthly bill.  Why couldn't they put it together on a single statement? Anyway, you should always remember to pay all your bills on time, otherwise, you will be charged extra fees, and the APR is a very high. If you have your own Macy's American Express Credit Card, it is 24.5% on both Macy's and Amex accounts. That's not a good idea for you to pay the extra interest charge on your Macy's American Express Credit Card.