World Savings Bank Online Banking

World Savings Bank Online Banking

World Savings Bank

Since its first establishment in Mandera, California in the year 1912, World Savings Bank expanded steadily eastward, reaching ten states rather than two, and entering the state of New York as recently as 2004. At present, World Savings Bank, a growing financial institution operating fully in ten different U.S. States: California, Arizona, Nevada, Texas, Colorado, Kansas, Illinois, New York, New Jersey and Florida, is very popular around the United States. According to its official statistics, World Savings Bank has a total of 285 savings branches and more than $125 billion in assets, which is a great progress since its foundation in 1912, almost 90 years ago.

Unlike Bank of America, Chase, Capital One and other banks, World Savings Bank did not compete with them directly. However, it slowly climbs to be one of the most important banks when it comes to checking accounts, savings accounts, personal loans and mortgages.
 

If you’ve paid any attention to their new line of commercials or opened a popular magazine lately, you’ll find that World Savings Banks is actively marketing their checking, savings and credit card accounts.

Since its establishment in the United States, World Savings Banks has hung in the background of the major financial institutions. At present, World Savings Banks have opened new banks all over the United States and have been pushing their free checking accounts, their mortgage home loans and their hassle-free customer service. They also have an online banking option for their customers, which is reported to have some of the “most advanced security systems in the world” as well as excellent anti-fraud teams.

World Savings Banks’s online banking service is free to customers with checking, savings and business accounts. Using this system, you can check your account balance, transfer funds, pay bills and review your account history details. World Savings Banks also allows customers to re-order checks and place stop-payments from the convenience of their home computers.

So far as I know, World Savings Banks is the leading provider of online banking because of the easy system they employ. When you visit the official site of the World Savings Banks , you don't have to download any software or learn any new programs, you can keep on to talk about how well-organized and accessible the online banking service it is providing to its banking customers.

World Savings Bank Online Banking:

•    Free checking with free checks for life and free worldwide ATM withdrawals
•    Instant credit card approvals
•    $1 minimum opening deposit when opening and checking and savings account together
•    Online CDs
•    Home equity lines of credit
•    Online bill pay
•    0.01% APY on World Savings Bank Savings Accounts

World Savings Bank Online Banking Fees:

•    $0 monthly charge for World Savings Bank Free Checking
•    $10 monthly service charge for World Savings Bank Interest Checking (0.01% APY) with balances below a daily average of $5000
•    $4 monthly service charge for savings accounts with balances of less than $300 on any given day
•    $15 monthly service charge for Money Market Savings accounts (0.10-0.75% APY) with balances below $25,000 each day
•    $30 stop payment fees
•    $0 online bill pay fees

World Savings Bank Customer Support:

My experience with World Savings Bank customer support was not everything I hoped it would be, although I have seen a lot of worse customer support from other banks. But generally speaking, World Savings bank provides its customers excellent customer support.

If you are looking for support from World Savings Bank, you can find your help through its official site, from which you can get services there. World Savings Bank also offers customer support via email and an extensive FAQ section. We submitted our support request via email and received a response within one business day. The FAQ section was equally impressive, covering topics ranging from choosing the right checking account to managing email alerts.